From Generation to Generation

Your endowment gift will grow to become a permanent legacy of support for our good work!

What is an endowment?

An endowment gift is a donation to an established permanent or long-term fund that is invested in a blend of publicly traded stocks and bonds, which intends to create a steady stream of annual income to support the mission of Fellowship of Evangelical Churches denomination (FEC), FEC churches or affiliates.

Ways to make endowment gifts?

Cash or Appreciated Property

You can make an outright gift of cash or appreciated property to our endowment. The income stream from your gift will begin the first year the gift is received. The gift will provide you with a tax saving charitable deduction and no capital gains tax.

Charitable Gift Annuity

You make a gift of cash or property to a Charitable Gift Annuity. In return, you will receive payments to you or you and a loved one, or another person. Each payment will be fixed and the amount of each payment will depend on the age of the person who receives the payments. Depending upon your gift, you may receive the added benefit of mostly tax-free payments. You will also receive a charitable deduction the year that you set up the gift annuity. When the annuity contract is completed (all recipients have passed away) the remainder will be gifted to our endowment for the charitable purpose you identified.

Charitable Remainder Trust

When you transfer your cash or appreciated property to a charitable remainder trust, the trust will pay you income for your life or a number of years. You will receive a tax saving charitable deduction for your gift of the remainder to our endowment.

Bequest

A gift to our endowment made through your will or trust, may provide your estate with valuable tax savings. Your endowment bequest can be a gift of a specific asset, percentage of your estate or the residue (what’s left after specific bequests are made to your family).

Why create an endowment?

An endowment gift may be designated for a specific purpose. You might wish to make the endowment gift in your honor or in memory of another person while providing long-term support of the ministry that God has placed on your heart. We can help you make a gift that creates a legacy of remembrance for you and your loved ones.

Endowment gifts are not just for wealthy people. Anyone can make a gift that lasts permanently or for an extensive period of time.

For additional information on endowment giving or to review information about our endowment plan, please contact us. We look forward to helping you create your legacy!

About FLF

Our Investment Manager

FLF’s investment manager is SJS Investment Services, an independent advisor managing over $2.9 billion as of 3/31/2026.

According to the SJS website: “Since 1995, we’ve been a Registered Independent Advisory (RIA) firm dedicated to putting your best interests first—delivering personalized, fiduciary-driven investment solutions every step of the way.

Today, SJS Investment Services is an employee-owned, nationally recognized high-net-worth wealth management firm. Serving both individual and institutional investors, SJS now has offices in Scottsdale, Arizona; Chicago, Illinois; and Perrysburg, Ohio—in addition to its headquarters in Sylvania, Ohio.”

Learn more at https://sjsinvest.com/.

Our Directors

David Teat

Chairman, age 70; Fort Wayne, Indiana; CSF President (Retired); Owner, Skyview Ag Imaging, LLC, 2012 through 2015; Owner, Heartland Helicopters, LLC, 2010 through 2012; Business Analyst, Ambassador Enterprises, 2008 through 2010; General Manager, Ambassador Steel – Ambassador Bridge & Paving, 2006 through 2009; Director, Ambassador – Covenant Capital, LLC, 2005 through 2006; B.S>, Wheaton College, Class of 1974; M.B.A., Indiana University, Class of 1977.

Jennifer Lance

Vice Chairman, age 46; Leo, Indiana; Purchasing Supervisor, Nucor Building Systems, 2011 to Present; Purchasing Agent, Nucor Building Systems, 2006 through 2011; Senior Buyer, Cooper Standard Automotive, 1997 through 2006; B.S. in Marketing and Human Resources, University of Findlay, Class of 1998; MBA, Indiana Wesleyan University, Class of 2011.

David Steiner

Treasurer, age 58; Fort Wayne, IN; Attorney, Barrett McNagny LLP, 1989 through present; B.S. in Business Administration, Taylor University, Class of 1986; J.D., Indiana University School of Law, Bloomington, IN, Class of 1989.

Keith Yoder

Secretary; Dunlap, Indiana; Vice President, Raymond James, 2009 to Present; Senior Portfolio manager, Caterpillar INC., 2000 to 2009; Mennonite Mutual Aid; Investment Officer, Society Bank; B.S. in Accounting and Business Management, Bluffton University.

Heidi Ramer

Member, age 33; Kendallville, Indiana; Co-owner and Business Manager, Black & Ramer Insurance, LLC, 2003 to Present; Author, Her Words, My Voice, 2022 to Present; Member and Bookkeeper, Fairview Fellowship, 2016 to Present; B.S. in Psychology, Manchester University, Class of 1993.

Bruce Wright

Executive Director, age 69; Fort Wayne, Indiana; President, Christian Service Foundation, 2023 to Current; Senior Vice President, Lake City Bank from 1998 to 2022; Management trainee, Vice President and Regional Manager, Fort Wayne National Bank from 1980 through 1998; B.A. in Business Administration, Taylor University Upland, Class of 1979; Graduate School of Banking, University of Wisconsin, Class of 1989.

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